Plan Comparison

Original Medicare

Medicare Advantage

Part A

Helps Cover

  • Inpatient care in hospitals

  • Skilled nursing facility care

  • Hospice care

  • Home healthcare

Part B

Helps Cover

  • Services from doctors and other health care providers

  • Outpatient care

  • Home health care

  • Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment and supplies)

  • Many preventive services (like screenings, shots, and yearly “wellness” visits)

Part D

Helps Cover

  • Cost of prescription drugs

Part D plans are run by private insurance companies but are required to follow rules set by Medicare

Optional

Usually

Supplemental Coverage

Examples: Coverage from a Medicare Supplement Insurance/Medigap policy or coverage from a former employer or union.

Additional

Does NOT Apply

Additional Benefits

These plans may also include additional benefits such as vision, dental, or hearing.

Additional

Maximum Out of Pocket

Medicare Advantage Plans offer a maximum in out of pocket expenses every calendar year. Supplemental Plan: Does not apply

Does NOT Apply

Part A

Helps Cover

  • Inpatient care in hospitals

  • Skilled nursing facility care

  • Hospice care

  • Home health care

Original Medicare

Medicare Advantage

Part B

Helps Cover

  • Services from doctors and other health care providers

  • Outpatient care

  • Home health care

  • Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment and supplies)

  • Many preventive services (like screenings, shots, and yearly “wellness” visits)

Original Medicare

Medicare Advantage

Part D

Helps Cover

  • Cost of prescription drugs

Part D plans are run by private insurance companies but are required to follow rules set by Medicare

Original Medicare

Optional

Medicare Advantage

Usually

Supplemental Coverage

Examples: Coverage from a Medicare Supplement Insurance/Medigap policy or coverage from a former employer or union.

Original Medicare

Additional

Medicare Advantage

Does NOT Apply

Additional Benefits

These plans may also include additional benefits such as vision, dental, or hearing.

Original Medicare

Additional

Medicare Advantage

Maximum Out of Pocket

Medicare Advantage Plans offer a maximum in out of pocket expenses every calendar year. Supplemental Plan: Does not apply

Original Medicare

Does NOT Apply

Medicare Advantage

There are many plans to choose from and benefits vary by county. We work with local medical groups and top rated carriers to help you select the plan that best suits your individual needs.

Get started today on a stress-free Medicare journey with us

Carriers We Represent

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Our services include helping answer questions and provide information about Medicare, help evaluate your individual needs, helping determine the best Medicare options for you, helping with enrollment and paperwork, and ongoing support and information as your Medicare advocate.

(949) 676-7272

 

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